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What Costs More

Inflation has been pretty benign over the last 20 years, right?  The U.S. Consumer Price Index has ranged from negative 0.4% in 2009 to a high of 3.8% in the awful 2008 economic year.  In 13 of those 20 years, the CPI was below 2.5%, which is hardly comparable to the double-digit inflation rates that people experienced in the 1970s and 1980s.

Don’t Miss Open Enrollment

Each year, the Affordable Care Act—popularly known as Obamacare—creates a period when health insurance policyholders can buy or change their coverage through state exchanges or the government website.  This year, many locations will feature fewer carriers bidding for your business, but virtually every county in America still has coverage options. 

The Challenges of Capturing Bull Market Returns

You probably didn’t notice, but Monday, September 11 marked a milestone: the S&P 500 index's bull market became the second-longest and the second-best performing in the modern economic era.  Stock prices are up 270% from their low point after the Great Recession in March 2009—up 340% if you include dividends.

How to Respond to a Data Breach

Time is of the essence, whether your personal data has been compromised as part of a larger targeted cyberattack, or you are the victim of an individual cybercrime. You’ll need to take immediate action to minimize the impacts. These are steps you should take within specified timeframes after discovering your data has been breached.

How Will Harvey Impact the U.S. Economy?

By now, you’ve surely watched with sympathy and concern as hurricane Harvey flooded America’s fourth largest city.  You may remember seeing similar footage when Hurricane Katrina roared through New Orleans, and when superstorm Sandy roared through the most populous areas of New Jersey and New York.  As you see Houston sitting in six feet of water, you’re probably won

Migrating to Opportunity

Companies tend to reward loyalty in their employees.  Right?

A recent article on the Forbes website uses simple math to suggest that loyal employees who stay employed at the same company for over two years at a time might be earning 50% less over 10 years, compared with less-dedicated workers who seek opportunity elsewhere.

Negotiating NAFTA

You probably know that representatives from Canada, Mexico and the U.S. are meeting at this moment to renegotiate the North American Free Trade Agreement (NAFTA)—and, in the words of President Trump, get “a better deal for America.”  But what IS NAFTA, and what are the chances that this time around the provisions will favor jobs and growth in America?

Aging Without Support

Probably the most forgotten minority in America is the “elder orphans”—aging retirees who no longer have a spouse (if they ever had one), no kids and no caregiver. 

Super Babies or New Rules?

You probably noticed the headlines: for the first time, U.S.-based scientists have genetically modified a human embryo.  This follows similar news from China, which, like the U.S., has touted the ability to correct defective genes that cause inherited diseases like cystic fibrosis, or to resolve the predilection to cancer or heart disease.

Navigating the Tight Job Market of Our Automated Future

You’ve read that robots, automation and artificial intelligence are likely to displace millions of workers in the coming ten to 20 years.  So if you or someone you care about wants to stay ahead of that curve, what skills would you need to make you an ideal worker in that automated future?

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